ChargePilot vs Chargeflow
Two strong platforms. Different strengths. Here's an honest look at how they compare.
Feature-by-feature comparison
| Feature | ChargePilot | Chargeflow |
|---|---|---|
| Per Recovered Chargeback | 15% (you keep 10% more of every recovery) | 25% |
| Monthly Fee | $0 | Plans vary |
| Per Successful Prevention | $15 (only when prevention works) | $29/deflection |
| Transaction Scanning | $0.20/scan (1,000 free, one-time) | $0.20/scan (1,000 free) |
| Setup Fee | $0 | $0 |
| Stripe EFW Auto-Refund | Yes — fraud-card chargebacks prevented | Not available |
| AI Evidence | Readable — see every signal | Not displayed to merchants |
| Win Probability | Shown per dispute | Not displayed to merchants |
| ROI Assessment | Fight or accept recommendation | Does not display ROI assessment |
| Stripe Integration | Native dashboard app | Available |
| Gmail Integration | ✅ Beta | ✅ |
| Recharge Integration | ✅ | ✅ |
| Subscription Cancellation Evidence | ✅ | ✅ |
| Charge Type Detection (CHECKOUT vs RECURRING) | ✅ | ❓ Unknown |
| Other Processors | Stripe only (for now) | 100+ processors |
| Shopify | Live | Yes |
| WooCommerce | Coming soon | Yes |
| PayPal | Not yet | Yes |
| Fraud Prevention Source | Stripe Early Fraud Warning (issuer signals) | Direct Verifi & Ethoca |
Pricing and feature information based on publicly available data from chargeflow.io as of March 2026. We encourage merchants to evaluate both platforms. ChargePilot is not affiliated with Chargeflow.
Where ChargePilot wins
Save 10% on Every Win
Chargeflow charges 25%. We charge 15%. On a $500 dispute, that’s $50 saved. Over 100 disputes, that’s $5,000 back in your pocket.
See What We See
Some platforms offer limited visibility into evidence decisions. ChargePilot shows every signal, every AI decision, every piece of evidence. Full transparency.
Stripe EFW Auto-Refund
When Stripe’s Early Fraud Warning system flags a transaction as a stolen card, ChargePilot auto-refunds before the chargeback is filed. Catches the fraud-card category specifically — prevention without partnership claims we can’t back up.
WHY MERCHANTS SWITCH FROM CHARGEFLOW
- Save 10% on every dispute won
- See exactly which AI signals were used
- Stripe EFW auto-refund catches fraud-card chargebacks before they file
- Built natively on Stripe — not bolted on
Where Chargeflow has the edge
- Supports 100+ payment processors beyond Stripe
- Native WooCommerce and PayPal integrations
- Established platform with a longer track record in the market
Ready to try ChargePilot?
Lower fees. Full transparency. Only pay when we win.