Chargebacks.On Autopilot.
AI-powered dispute automation that fights chargebacks and wins — with deadline-aware submission that gathers the strongest evidence before your Stripe deadline. Only pay when you win.
Win Probability
Strong evidence detected
AI Evidence Preview
“Transaction verified via 3D Secure authentication with matching CVC and AVS. Device fingerprint consistent with 4 prior successful orders...”
Built for Stripe merchants who demand transparency.
Timed to win
Evidence is submitted at the optimal moment before your due date — fully assembled, never rushed
0
Evidence integrations connected
0%
Success fee on recovered chargebacks. Plus $29 per prevention.
Chargebacks are eating your revenue alive.
Every dispute is lost revenue, wasted time, and a step closer to losing your Stripe account.
$0B+
Lost globally to chargebacks every year
0%
Of chargebacks are friendly fraud — recoverable with the right evidence
0.9%
Visa’s chargeback threshold — exceed it and lose your account
Figures are industry estimates. The 0.9% figure is Visa's Dispute Monitoring Program threshold.
How ChargePilot AI Protects Your Revenue
Three layers of automated protection, powered by AI
SCAN
Every Transaction Scored
Every charge is automatically analyzed for fraud signals — CVC, AVS, 3DS, Radar risk score, and behavioral patterns.
PREVENT
Stop Chargebacks Early
When Stripe detects early fraud signals, ChargePilot intercepts in real-time. Suspicious charges are automatically refunded to protect your dispute ratio.
FIGHT
AI Evidence That Wins
Our AI writes custom evidence narratives unique to each case — not templates. Bespoke rebuttal letters built on transaction data, customer history, and Visa CE 3.0 signals.
RECOVER
Pay When We Win
25% success fee on recovered chargebacks. $0 if we don’t win. Revenue recovered automatically — no manual work, no upfront costs, no monthly subscription.
Other tools are black boxes. Your decisions are auditable.
Most chargeback tools hide what they do. You send a dispute in, you get a result back, and you never see what was argued on your behalf. ChargePilot is different — you can audit every decision on your own disputes and review the evidence before it's submitted to Stripe.
- Multi-signal analysis
- Readable evidence on every dispute
- Win probability on every dispute
- ROI assessment — fight or accept
Multi-Signal Analysis
…and more, analyzed on every transaction.
Compare for yourself.
| Feature | ChargePilot | Others |
|---|---|---|
| Per Recovered Chargeback | 25%, wins only | 25% |
| Monthly Fee | $0BETTER | $0–$100+ |
| Prevention + Recovery | Both, one platformBETTER | Recovery only |
| Decision Visibility | Audit every decisionBETTER | Black box |
| AI Reasoning | Readable on your disputes | Hidden |
| Win Probability | Per dispute | Not shown |
| ROI Assessment | Fight or AcceptBETTER | Auto-fight all |
| Submission Timing | Strategic, before deadline | Varies |
| Stripe Native | Dashboard app | External redirect |
Switching from another provider?
vs. Chargeflow
Prevention and recovery in one platform — and you can audit every decision on your disputes.
Full comparison →vs. Disputifier
Stripe-native integration. No external dashboards.
See transparency →vs. Manual Disputes
Stop spending hours on evidence. Submits before your deadline.
See how it works →Everything you need. Nothing you don't.
Auto-Fight Disputes
AI detects new disputes and automatically submits tailored evidence packages — no manual work required.
Stripe EFW Auto-Refund
When Stripe's Early Fraud Warning catches a stolen-card transaction, we automatically refund the customer before the chargeback is filed. $29 per successful prevention — only when it works.
Transaction Scanning
Multi-signal AI fraud analysis evaluates every Stripe transaction in real-time. First 1,000 scans free, then $0.20 per scan.
PDF Evidence Packages
Auto-generated, professionally formatted evidence documents submitted directly to card networks.
Stripe Dashboard Native
Lives right inside your Stripe dashboard. No new tabs, no external logins, no context switching.
Command Center
Full web dashboard with dispute timelines, signal breakdowns, win/loss analytics, and revenue tracking.
Smart ROI Engine
Only fights disputes when the math makes sense. Recommends accepting when fighting would cost more than the chargeback.
Questions? Answered.
How does ChargePilot work?
ChargePilot installs directly into your Stripe dashboard. When a dispute arrives, our AI analyzes multiple fraud signals — such as CVC and AVS verification — then automatically generates evidence and submits it before your Stripe deadline.
How much does ChargePilot cost?
Three charge points, all tied to value: 25% success fee on chargebacks we recover via dispute representment (only paid when we win), $29 per successful Stripe EFW prevention (only paid when the refund actually prevents the chargeback), and $0.20 per transaction scan after your first 1,000 free scans. No monthly subscription, no setup fee, free to install from the Stripe App Marketplace. If we don't win, prevent, or scan beyond your free tier, you pay nothing.
Are there any other fees?
No. Those three charge points are it — there's no monthly subscription, no installation fee, no integration fee, no ongoing-service fee.
How is this different from Chargeflow?
ChargePilot lets you audit every decision on your own disputes — review the evidence before it's submitted. You get prevention and recovery in one platform, multi-signal analysis on every dispute, and a native Stripe app — no external redirects.
Do I need to leave my Stripe dashboard?
No. ChargePilot is a native Stripe app that lives right inside your existing dashboard. You can also access our full Command Center web dashboard for deeper analytics.
What’s the win rate?
Win rates vary by industry and dispute type, but our AI is optimized to only fight disputes where the evidence supports a strong case. Our Smart ROI Engine ensures you never waste money fighting unwinnable disputes.
Can I cancel anytime?
Yes. There are no contracts, no cancellation fees, and no lock-in periods. You can uninstall ChargePilot from Stripe at any time.
How long does setup take?
Under 2 minutes. Install from Stripe Marketplace, connect your account, and ChargePilot starts protecting you immediately.
What types of disputes can ChargePilot handle?
All Stripe dispute types including fraudulent, product not received, duplicate, subscription cancellation, and unrecognized charges.
Is my data secure?
Yes. ChargePilot is CASA Tier 2 verified — an independent security audit conducted by TAC Security, the same standard applied to apps handling sensitive Google Workspace data. All merchant integration tokens are encrypted at rest with AES-256-GCM, and all traffic uses TLS 1.2+ in transit. See the full security overview at /security.
Does ChargePilot prevent chargebacks?
Yes — for the fraud-card category specifically. When Stripe's Early Fraud Warning system flags a transaction (typically because the card has been reported stolen by the issuing bank), ChargePilot automatically refunds the customer before the chargeback is filed. We charge $29 per successful prevention — only when the refund completes and the chargeback is averted. Other chargeback types — product issues, friendly fraud, processing errors — are handled through our representment engine after they hit.
Do I need technical knowledge?
No. ChargePilot is fully automated. Once installed, it works in the background. You can adjust settings like auto-submit thresholds from the dashboard.
What happens when I get a dispute during business hours vs off hours?
ChargePilot monitors your disputes 24/7. Our AI doesn't sleep. Evidence is generated and submitted automatically before your Stripe deadline, regardless of when the dispute arrives.
THE MOST COMPLETE EVIDENCE PACKAGE AVAILABLE.
Stripe + Shopify + WooCommerce + BigCommerce + Recharge + Gorgias + Skio + Help Scout + Gmail + ShipStation. Every dispute. Automatically.
STRIPE
Transaction signals, fraud scores, device fingerprint, 3DS authentication
SHOPIFY
Order data, fulfillment, delivery confirmation, customer history
WOOCOMMERCE
Order history, fulfillment records, customer lifetime value, refund history
BIGCOMMERCE
Order history, shipment tracking, customer lifetime data, fulfillment records
RECHARGE
Subscription status, renewal history, cancellation records
GORGIAS
Ticket history, refund requests, cancellation threads, AI-ranked evidence
SKIO
Subscription lifecycle, billing history, native churn prediction signals
HELP SCOUT
Conversation history, refund discussions, cancellation exchanges
GMAIL
Customer email threads, communication timeline, read-only search
SHIPSTATION
Fulfillment status, tracking numbers, delivery confirmation, ship dates
25% Success Fee
Plus $29/prevention, $0.20/scan after 1,000 free.
10 Sources
Integrated evidence sources
Zero Upfront
No monthly fees
Auto-Submitted
Before the deadline
Stop losing money.
Start winning disputes.
Join Stripe merchants who are recovering revenue on autopilot.